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How to manage your credit score

15th December 2022

Credit scores are one of the most important aspects of your credit history and it is based on your financial history. Your credit score is a three-digit number that ranges from "very poor" to "excellent," depending on how reliable you are at borrowing money and repaying it. It can also be used by lenders to determine your eligibility for a specific credit card, loan, mortgage, or service.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Multi Month Loans

How much would you like to borrow:

£200

£750

How long would you like it for?

3 months

6 months

Your monthly repayments are:

Total amount to be repaid:

Annual percentage rate:

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Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £355.99 in monthly instalments of £65.11, £78.35, £64.05, £58.76, £48.16 and £41.56. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.2% APR

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How to manage your credit score

How much would you like to borrow:

Your monthly repayments are:

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