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What to do if you're struggling to pay your credit cards

15th May 2023

If you're struggling to pay your credit card debt, you're not alone. Millions of people worldwide have experienced financial difficulties at some point in their lives. But the important thing is to take action with your credit card bill and not let the situation spiral out of control. Here is an action plan you can follow to regain control of your finances.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £300 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £540.35 in monthly instalments of £109.59, £107.60, £100.85, £86.95, £72.25 and £63.11. This is based on the amount of credit plus interest, no other fees apply. Representative 1265.8% APR


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