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The interesting history of payday loans

30th October 2018

Payday loans, also known as short term loans, are often perceived as a modern concept, but this isn’t exactly the case.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

How much would you like to borrow:

£150
£300
Your repayment date is:
Total amount to be repaid:
£ 363.97
Annual percentage rate:
2573 % APR

Representative Example: £300 loan for 18 days at a fixed interest rate of 290% pa. Total amount payable is £342.90 in one single repayment. This is based on the amount of credit plus interest, no other fees apply. Representative 1403% APR

Representative Example: £250 loan for 3 months at a fixed interest rate of 290% pa. Total amount payable is £321.51 in monthly instalments of £93.26, £124.38 and £103.87. This is based on the amount of credit plus interest, no other fees apply. Representative 1288% APR


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