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Is January A Good Time To Start Saving?

19th January 2025

Let’s face it – the first month of the year isn’t always the best financially.

After Christmas and the New Year, many of us are trying to make it to the next payday and the last thing we are thinking about is saving money in January.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Multi Month Loans

How much would you like to borrow:

£200

£750

How long would you like it for?

3 months

6 months

Your monthly repayments are:

Total amount to be repaid:

Annual percentage rate:

New Customer

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £355.99 in monthly instalments of £65.11, £78.35, £64.05, £58.76, £48.16 and £41.56. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.2% APR

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Is January A Good Time To Start Saving?

How much would you like to borrow:

Your monthly repayments are:

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