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Financial Boundaries: How to Say No to Friends and Family

11th October 2025

It is never easy to discuss money with the people you love. You want to be generous, but you also don’t want to feel drained or taken for granted. That is where financial boundaries come in – they are not cold rules, just quiet lines that protect your feelings and your own financial future.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

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Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.97 in monthly instalments of £73.06, £74.38, £62.99, £59.55, £49.22 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1264.8% APR

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Financial Boundaries: How to Say No to Friends and Family

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