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How to Safely Use a Payday Loan For Christmas

21st December 2025

The festive season can be a challenging time financially, particularly for parents. Having a growing family is a blessing, but it also means there is more pressure on you to make Christmas a magical time for everyone – especially since the average family spends a staggering £740 on Santa duties.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Multi Month Loans

How much would you like to borrow:

£200

£750

How long would you like it for?

3 months

6 months

Your monthly repayments are:

Total amount to be repaid:

Annual percentage rate:

New Customer

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.97 in monthly instalments of £73.06, £74.38, £62.99, £59.55, £49.22 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1264.8% APR

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How to Safely Use a Payday Loan For Christmas

How much would you like to borrow:

Your monthly repayments are:

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