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What is the Fairest Way to Split Expenses as a Couple?

24th August 2025

There is no one way to handle money in a relationship. Some couples split everything down the middle. Others pay based on their earnings. Some keep things totally separate. So, what is the fairest way to split expenses?

It depends on your income, your lifestyle and what feels fair, not just equal. Here are four ways UK couples split their shared expenses and household bills.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £300 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £540.35 in monthly instalments of £109.59, £107.60, £100.85, £86.95, £72.25 and £63.11. This is based on the amount of credit plus interest, no other fees apply. Representative 1265.8% APR


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