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If you haven’t heard by now, saving is pretty imperative to building financial resilience and independence. But finding the motivation to save can be tricky because managing money on a daily basis is challenging enough. As with most things in life, a good motivational starting point is a positive one: instead of thinking “I need to save because I don’t have enough money”, try “I need to save because I want to go on holiday this year”. When you have something to work towards which will enrich your life, saving becomes much easier.