Payday loans

WARNING: Late repayment can cause you serious money problems. For help, go to

How much would you like to borrow:


How long do you need the money for?

1 day
35 days
Find out more about our new Multi Month Loans.
Your repayment date is:
Total amount to be repaid:
£ 363.97
Annual percentage rate:
2573 % APR

Representative Example: £160 loan for 15 days at a fixed interest rate of 290% pa. Total amount payable is £179.07 in one single repayment. This is based on the amount of credit plus interest, no other fees apply. Representative APR 1449%

Representative Example: £250 loan for 3 months at a fixed interest rate of 290% pa. Total amount payable is £380.61 in three monthly instalments of £126.87. This is based on the amount of credit plus interest, no other fees apply. Representative APR 1238%

Everyone has found themselves in the situation, at one time or another, when you urgently need money to solve an unforeseen problem. If that sounds familiar to you right now, we can offer you a quick and effective solution to your financial difficulties – an instant payday loan from adirectlender! At, we make it as easy as possible for you to borrow cash to bridge the gap until you receive your salary.

When is the most appropriate time to take out a payday loan?

It can be necessary to access quick money in the event of unexpected costs that don’t fit your budget, such as urgent car repairs, an unplanned purchase of plane tickets or any similar tight spot that life may throw at you. If you are sure that you will be able to settle the payday loan in 35 days, or earlier, you can apply for a short term cash loan with in any situation.

How much money can we provide?

We offer instant payday loans from £100 to £300. For regular customers, we can offer an increased credit limit – up to £750. These amounts allow you to cover urgent costs, without our payday loans having a major impact on your finances.

How long can we lend you the cash for?

You can get a payday loan cash advance for any period from 1 to 35 days. This flexibility allows you to plan your budget the way that suits you. In addition, the short term of the loan means that, despite the higher interest rate, the amount of interest you actually pay will not be very large. Remember that the longer the loan period you choose, the greater the amount you will need to repay. Before you apply, you should make sure you can afford the amount you will owe on your agreed repayment date. If it will be difficult for you to afford in one single repayment, use our instalment loans service, which can be paid over three monthly repayments.

Why choose as your payday loan lender?

There are many companies which offer payday loans in the UK, but our service is specially designed to offer the best deal for our customers because:

  • we are a direct lender – this guarantees you are not charged any extra costs by intermediaries, such as brokers, and we keep your personal data totally secure on our own dedicated servers;
  • the application options for our payday loans are completely transparent – you can see the interest rate and the final repayment amount before you take out the loan;
  • you can get our payday loans online even over the weekends and bank holidays and we transfer the loan proceeds at any time of day – 24/7;
  • you can apply online and we do not require you to send any extra documents in order to lend you the cash.

One of the biggest advantages of our service is the fast decision once you have applied – if you need a loan today, you can always count on us.

Can I postpone the repayment period for a later date?

We work with each client individually and can delay the term of a payday loan repayment. In such circumstances, you should contact us and we will discuss your options for changing the term of your loan.

What is the minimum criteria to apply for a payday loan with

Our goal is to help people who need to find money quickly.

Our decision to lend you cash is based on multiple factors, with the following minimum customer requirements:

  • you must be aged 18 years or over;
  • you must have a UK bank account with a linked debit card;
  • you must be in full or part-time employment
  • you must live in the United Kingdom

You will also need a working mobile phone to complete your application.

We will check the authenticity of your data and make a decision on your payday loan application instantly. Once your online application is accepted, you can get your money 24 hours a day, 7 days a week.

Remember: quick cash is only a temporary solution to your problems. If you use payday loans too often, it can cause serious financial difficulties. Be responsible with your finances and manage unexpected expenses with!