Cash Loans

It’s common for many of us nowadays to use some form of credit in our daily lives, such as:

Phone contracts


Utility bills

Credit cards

Regularly using credit, in a responsible way, can help to improve your credit score by showing that you can make credit repayments on time.

What are cash loans?

Another form of credit people might need from time to time is a cash loan. This can be:

  1. borrowing physical cash, received in person
  2. credit transferred to your bank account, so the additional funds are added to your bank balance. You can withdraw these cash loans with your debit card to get cash.

Cash in hand loans

Some lenders offer a face-to-face cash loans service giving you funds you can put straight into your wallet. This process can either involve visiting a lender’s shop or can involve an agent visiting your house to complete your loan application. The second option is sometimes called a ‘Doorstep Loan’.

Pros and Cons of Doorstep Loans


Speaking face to face in the comfort of your own home might be a more relaxed way to borrow for some and may help you to discuss and understand the loan before applying.

It is an alternative to borrowing cash loans online for the not so technology savvy and you don’t need a bank account to use the service.


Having a salesperson inside your home can make you feel pressured into borrowing.

The process can be very slow compared to cash loans that you apply for and manage 24/7 online. Many people prefer the anonymity and privacy of getting cash advance loans online.

All High Cost Short Term Credit lenders must be authorised by the Financial Conduct Authority.

There aren’t a huge number of cash in hand lenders nowadays offering loans from a physical shop as it’s become quite an outdated way to get cash. Many consumers now prefer the speed and convenience of online loans.

Cash Loans online

At, we offer you a simple and hassle-free way to get cash to your bank account 24/7. The types of cash advance loans we offer are intended to be repaid on your next pay date, or over your next 3 monthly pay dates.

You need a UK bank account with a linked debit card to be eligible for one of our cash loans. Your payment details are stored securely as we understand the importance of keeping your sensitive data safe online.

How quick are online cash loans?

Completing your loan application can take only a matter of minutes from choosing your loan amount to finding out if you’ve been approved. The transfer of our quick cash loans is initiated immediately upon approval and can be in your bank account in around 15 minutes.

Cash loans of every type, provided they are from a legitimate source, will appear on your credit report and at we carry out a credit check to asses the affordability of your loan in your circumstances.