Same Day Loans

WARNING: Late repayment can cause you serious money problems. For help, go to

How much would you like to borrow:

How long would you like it for?
3 months
6 months

Your monthly repayments are:

Total amount to be repaid:
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.71 in monthly instalments of £74.65, £71.73, £64.05, £58.76, £49.75 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.9% APR

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Emergency costs? Our same day loans can help you get cash today!

There are occasions when everyone needs extra money fast to cover an emergency cost or a sudden unforeseen expense. At times like these, you need a lender who can make an instant lending decision and transfer your money on the same day that your loan is approved and to do that within minutes of approval on a 24/7 basis. At, our service is specifically designed to help you with your urgent money needs. Your loan transfer is done immediately on approval and can be in your bank account within minutes even on bank holidays and at the weekends. 

When can I apply to get my same day loan?

Man making an application on a tablet

You can apply at any time of day or night that is convenient for you, including over the weekend. Our decision whether to lend you the money will be made quickly with the whole process being 100% online. Your loan funds will be transferred straight away to make sure the money is available to you when you need it. As the application process is fully online, we offer a genuine 24/7 service that you can depend on for a same day loan with a simple application form that only takes a few minutes to complete. Whether you are looking for a loan on a Wednesday morning or a Saturday evening, our same day loans will be transferred to your bank account on approval. With a loan, our fast transfer times mean we are the ideal lender for when you need a loan today.

How much can I borrow?

As a new customer, you can borrow between £200 and £400 which can cover the cost of essential or emergency outgoings like car repairs, vet’s bills or even when you realise right at the last minute that you’ve forgotten your wedding anniversary. For returning customers, we can increase your credit limit up to £750 for Multi Month Loans (which might help if you need to get a really special gift).

Whatever the money is for, it only takes a few minutes for you to complete our online application form and you will receive a decision on your loan application instantly. It’s the quickest way to get a cash loan and have access to money whenever you need it.

Why use a same day direct lender? is a direct lender so your application is not passed on to any other loan companies or third parties. Not only does this mean that you get an instant decision, but you also know that your information is safe with us and we guarantee that all of your data is processed securely.

Don’t waste your time applying through a loan broker when you need money fast and want a clear application process that puts you in control. Our service is totally transparent and easy to use, allowing you to solve your money problems on the same day and without any hidden costs.

What is your loan application criteria?

You only need to comply with a few basic criteria to be eligible to apply for a same day loan.

You must:

18 in a circle be over 18
An employee be in full or part-time employment
Union Jack have a UK address
Hand holding a card have a UK bank account with a linked debit card

You also need a working mobile phone in order to complete our online application process.

The approval decisions for our same day loans are based on multiple factors which include your credit rating, but you should also carefully consider the amount you will need to repay on your chosen repayment date so that you are sure that you can afford the loan. For people with a bad credit history, we may be able to review your application manually, or you may be approved for a lower amount and can rebuild your credit history with us over time.

What different types of same day loan can I get?

You can consider different options for your loan repayment depending on your financial situation and your budget:

Payday Loans Multi Month

As both our loans are same day loans and are processed on a 24/7 basis you always get your money quickly when you need it. Our choice of online loans lets you repay your loan in full on your next payday or split the cost of the repayment over 3 monthly instalments if that fits your circumstances better. With either type of loan, you can have the cash in your bank account within minutes of approval, so even when you have to pay for something completely out of the blue, you know you’re covered.

Customers who have taken out one of our same day cash loans previously may qualify for a credit limit increase. The credit limit can rise up to £750 for our Multi Month Loans.

How do I apply?

To apply for one of our same day cash loans please select the type of loan that you want and fill in our application form. Our application form helps us understand more about yourself so we can accurately assess your application and transfer the funds on the same day for accounts that are approved. Please take your time when submitting your details to make sure that you provide us with the most up to date information about yourself. You can always contact us if you need any help with your application and a member of our team will be happy to assist you.

As a responsible lender we need to verify your identity and conduct our creditworthiness and affordability assessments before we can approve you for a loan. All our assessments take place at the same time though so you never have to wait and will know the outcome of your application as soon as you’ve completed it till the end.

Can I repay early?

It’s just as quick and easy to repay your loan as it is to borrow from us. You can log into your online account at any time and repay part or all of your outstanding balance in a couple of clicks. If you settle your loan early, you could be eligible for a reduction on the amount of interest that you agreed to pay when you applied for the loan. You will receive an email confirmation at the same time as you make your payment so that you have a record of your same day cash loan being settled in full.