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How Much Does Mat Leave Actually Cost?

02nd September 2025

Maternity leave sounds simple: take time off, get paid, look after your baby. But the reality? It is rarely that easy, especially when it comes to money.

Yes, you may be eligible for Statutory Maternity Pay, or even enhanced maternity pay if you are lucky. But the real cost of maternity leave goes far beyond your payslip.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £300 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £540.35 in monthly instalments of £109.59, £107.60, £100.85, £86.95, £72.25 and £63.11. This is based on the amount of credit plus interest, no other fees apply. Representative 1265.8% APR


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