Blog

What is a Debt Consolidation Loan and When Should You Use One?

07th December 2025

Keeping track of your credit card, overdraft, Klarna balance and what you owe to Wayfair is both exhausting and deceivingly expensive. Each creditor has their own interest rates and expects payments on different dates. For an ordinary person, it becomes business-like and we have far better things to do than worry about this admin.

Read more

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.97 in monthly instalments of £73.06, £74.38, £62.99, £59.55, £49.22 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1264.8% APR


Recent posts