10 Personal Budget Categories to Consider

07th June 2024

Managing personal finances can be simple. By organising your monthly expenses into specific budget categories, you can easily see where your money goes.

Think of these categories as different buckets where you allocate your monthly income — each dedicated to a specific aspect of your financial life. This systematic approach helps you keep a vigilant eye on your spending and empowers you to pinpoint areas ripe for financial pruning. It is your first crucial step towards mastering personal finance management.

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WARNING: Late repayment can cause you serious money problems. For help, go to

How much would you like to borrow:

How long would you like it for?
3 months
6 months

Your monthly repayments are:

Total amount to be repaid:
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.71 in monthly instalments of £74.65, £71.73, £64.05, £58.76, £49.75 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.9% APR

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