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5 Ways to Save Money on Utilities Without Feeling the Chill

01st January 2026

It is that time of year again: colder weather, higher energy bills and daily debates over whether you can justify putting the heating on yet again.

There is no avoiding the fact that we all use more energy in the winter and our heating bills, which are non-existent in the summer, skyrocket during the colder season.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

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Your monthly repayments are:

Total amount to be repaid:

Annual percentage rate:

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Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.97 in monthly instalments of £73.06, £74.38, £62.99, £59.55, £49.22 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1264.8% APR

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5 Ways to Save Money on Utilities Without Feeling the Chill

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