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A Beginner’s Guide to Online Short Term Loan Applications

09th January 2026

Long gone are the days when getting a loan involved visiting a lender's physical office and discussing your borrowing needs face to face, worrying if you are being judged. These days, so much of our life has moved online and borrowing money is no exception. Today, you can apply for an online loan from a range of lenders at a time that suits you and find out the decision within a matter of minutes.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.97 in monthly instalments of £73.06, £74.38, £62.99, £59.55, £49.22 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1264.8% APR


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