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The Cost of Being Single in the UK: Why Living Alone is So Expensive

23rd March 2025

Being single in the UK is not just a relationship status. It is also a financial challenge. From food bills to council tax, single people often pay more for everyday expenses than those in two adult households do per person. While couples can split the bills, a single person must cover everything independently. This inevitably leads to higher costs and fewer opportunities to save money.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £355.99 in monthly instalments of £65.11, £78.35, £64.05, £58.76, £48.16 and £41.56. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.2% APR


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