Payday Loans Direct Lenders

WARNING: Late repayment can cause you serious money problems. For help, go to

How much would you like to borrow:

How long would you like it for?
3 months
6 months

Your monthly repayments are:

Total amount to be repaid:
Annual percentage rate:
  % APR

Representative Example: £180 loan for 3 months at a fixed interest rate of 290% pa. Total amount payable is £261.51 in monthly instalments of £98.61, £88.60 and £74.30. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.6% APR

A stack of coins Do you want to keep your data safe online and have control over who handles your personal information?
A second stack of coins Do you want your loan application reviewed the minute it is submitted and an instant cash loan transfer on approval?
A third stack of coins Do you want to be able to contact your lender quickly and easily about your application, approval decision, loan transfer, etc?

Choose a direct lender loan from!

Getting a loan from means you are applying for a loan directly with the company that can actually approve your application and transfer the money you need into your bank account.

The alternative to this is submitting your personal details and loan request via a ‘broker’ or intermediary company. Brokers take information from you and pass your details on to a lender, or to a number of different lenders at a time. They do not make the decision to approve you for a loan or issue any funds.

You will always need a direct lender to review and hopefully approve your application, so there are many benefits to missing out the broker altogether and going straight to the lender if you want a fast loan decision and an instant cash transfer.

A silhouette A loan is a same day short term online loan, funded by us. We are not working on behalf of anyone else and we make all of our lending decisions ourselves.

This means that we will never share your details with other lenders or third party companies and it gives you control of how your data is used. We respect your privacy and carefully use the data that you share with us. We take our responsibility to protect your personal information very seriously as a responsible direct lender working in our customers’ interests.

Please see our Privacy Policy for further information on how your data is used if you choose to apply for a loan. We want our customers to be fully satisfied with their customer journey and try to be as transparent with you as possible at all times, to ensure there are no hidden catches when borrowing from us.

Thumb up We also won’t bombard you with any marketing or spam if you apply for a loan from us!

Are you looking for a direct lender?

It isn’t always entirely clear when visiting some websites advertising online short term loans if you are dealing with a lender directly or if the site belongs to a broker. If you think you are dealing with a direct payday lender then, after submitting all your information, find out it’s actually a broker site, you can end up feeling misled. When applying with, you never need to feel confused and worried about who has access to sensitive information about you online.

A happy face Borrowing from a direct lender means that you always know exactly who you are dealing with. You can read our lending policies on our website, check reviews about us online, and contact our customer services team directly.

Whether you’re applying for or already have applied for one of our short term same day loans, you know that you can always get in touch and we will be happy to answer any questions that you have.

If you need help or have any questions about your loan, our quickest response rate is by email to or via the Contact Us form on our website.

How do I apply for a direct lender loan from

It's simple - please fill in the application form here.

Once you've done that, we will review your application in a matter of minutes and if it meets our lending criteria, including our creditworthiness and affordability assessment, we will initiate the transfer of your direct lender cash loan straightaway.