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Should I get an online only bank account?

12th January 2022

The closing down of in-person branches of major banks in the UK was followed closely by a sharp rise in online banking and online only banking institutions. As a result, online only bank accounts are becoming more popular in today’s modern world, though for many this might still be a slightly foreign concept.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.70 in monthly instalments of £73.06, £71.73, £68.29, £56.37, £48.16 and £42.09. This is based on the amount of credit plus interest, no other fees apply. Representative 1265.8% APR


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