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How does invisible spending affect your finances?

16th June 2021

Budgeting and money management might be a task we don’t enjoy, but it’s something most people take very seriously – especially if you live on a low income or have high essential expenditure. Budgeting can be the difference between meeting all of your financial commitments on time and landing in financial difficulty, even if you think you’re being careful with your money. One major enemy of a good budget is invisible spending.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £355.99 in monthly instalments of £65.11, £78.35, £64.05, £58.76, £48.16 and £41.56. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.2% APR


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