Blog

Do no credit check loans exist?

15th January 2023

We've all heard the stories of loans without credit checks, but do they actually exist?

Here in the UK, all lenders must follow responsible lending practices - like conducting a creditworthiness assessment for loan applications - as outlined by the Financial Conduct Authority.

Some lenders will provide a quote for your loan with a soft credit search, which doesn't leave a mark on your credit file. But ultimately, every responsible lender must look into your creditworthiness before handing out a loan.

Read more

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.71 in monthly instalments of £74.65, £71.73, £64.05, £58.76, £49.75 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.9% APR


Recent posts