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Cash Envelope Budgeting: The Old School Money Management Method

22nd January 2024

In a time when contactless payments are the norm, our financial transactions often feel invisible. A tap of the phone, a quick swipe of a card, and the money vanishes from our account - almost unnoticed. This seamless convenience, however, can blur the lines of our financial reality.

Enter cash envelope budgeting: a method that brings back the tangibility of money management. It is a practical, hands-on approach that makes every pound spent a conscious decision.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £355.99 in monthly instalments of £65.11, £78.35, £64.05, £58.76, £48.16 and £41.56. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.2% APR


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