Do packaged bank accounts save you money?

30th December 2020

Packaged bank accounts cost money to use so for most people, they’re not even worth thinking about. But packaged bank accounts can actually save you money – sometimes hundreds of pounds – if used right. Usually, they include breakdown cover, mobile and travel insurance, all for a relatively low monthly fee.

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WARNING: Late repayment can cause you serious money problems. For help, go to

How much would you like to borrow:

How long would you like it for?
3 months
6 months

Your monthly repayments are:

Total amount to be repaid:
Annual percentage rate:
  % APR

Representative Example: £250 loan for 3 months at a fixed interest rate of 290% pa. Total amount payable is £321.51 in monthly instalments of £93.26, £124.38 and £103.87. This is based on the amount of credit plus interest, no other fees apply. Representative 1288% APR

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