Benefits of having savings

25th August 2021

So, you don’t have a substantial monthly income and are used to living from pay-check to pay-check. This is the reality for a lot of people and the rising cost of living hasn’t made it any easier for us to manage our finances in the way that we would like.

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WARNING: Late repayment can cause you serious money problems. For help, go to

How much would you like to borrow:

How long would you like it for?
3 months
6 months

Your monthly repayments are:

Total amount to be repaid:
Annual percentage rate:
  % APR

Representative Example: £180 loan for 3 months at a fixed interest rate of 290% pa. Total amount payable is £261.51 in monthly instalments of £98.61, £88.60 and £74.30. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.6% APR

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