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Do You Know Your Take-Home Pay?

22nd February 2025

Knowing your take-home pay should be the start of any financial planning.

Without this figure, it is hard to make an accurate budget, plan for financial goals or even start paying off debt, as take-home pay tells you exactly how much money you will make and get to keep in the year.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £300 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £540.35 in monthly instalments of £109.59, £107.60, £100.85, £86.95, £72.25 and £63.11. This is based on the amount of credit plus interest, no other fees apply. Representative 1265.8% APR


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