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What is the 60 30 10 budget method?

13th April 2025

Do you feel like your money disappears every payday? You are not alone. Budgeting is not always easy, especially when life is expensive and unexpected bills show up at the worst possible time. That is where the 60 30 10 budget method can help.

This is one of the simplest ways to understand where your money goes and how to regain control.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Multi Month Loans

How much would you like to borrow:

£200

£750

How long would you like it for?

3 months

6 months

Your monthly repayments are:

Total amount to be repaid:

Annual percentage rate:

New Customer

Representative Example: £300 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £540.35 in monthly instalments of £109.59, £107.60, £100.85, £86.95, £72.25 and £63.11. This is based on the amount of credit plus interest, no other fees apply. Representative 1265.8% APR

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What is the 60 30 10 budget method?

How much would you like to borrow:

Your monthly repayments are:

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