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Watch Out for These Summer Spending Traps (And How to Avoid Them)

18th May 2025

The warm weather is here and summer is just around the corner. But between rising prices and sneaky hidden costs, it is easy to overspend without realising. If you want to enjoy the sunshine without falling into common summer spending traps, here are four areas to plan for.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Multi Month Loans

How much would you like to borrow:

£200

£750

How long would you like it for?

3 months

6 months

Your monthly repayments are:

Total amount to be repaid:

Annual percentage rate:

New Customer

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.97 in monthly instalments of £73.06, £74.38, £62.99, £59.55, £49.22 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1264.8% APR

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Watch Out for These Summer Spending Traps (And How to Avoid Them)

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Your monthly repayments are:

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