Making the most of your banking accounts and credit cards

19th April 2020

Sometimes it’s easy to find yourself with a larger monthly expenditure than you had originally budgeted for, simply due to extra expenses that you weren’t able to factor in, or maybe you’re just not getting enough monthly income to cover the basic costs. This can be overwhelming and stressful. Occasionally when we’re dealing with financial difficulties it’s hard to see what’s right in front of us. Sometimes it’s as simple as choosing the right bank account option or knowing how to use your debit card!

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WARNING: Late repayment can cause you serious money problems. For help, go to

How much would you like to borrow:

How long would you like it for?
3 months
6 months

Your monthly repayments are:

Total amount to be repaid:
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.70 in monthly instalments of £73.06, £71.73, £68.29, £56.37, £48.16 and £42.09. This is based on the amount of credit plus interest, no other fees apply. Representative 1265.8% APR

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