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Can I use a payday loan to do my Christmas shopping?

02nd December 2020

We all love Christmas but financially, the December festivities can really take their toll. Some of us are fortunate enough to have saved money throughout the year – either not burdened with unexpected expenses or just really good at managing money – but the rest of us might be less well equipped.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

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How much would you like to borrow:

£200

£750

How long would you like it for?

3 months

6 months

Your monthly repayments are:

Total amount to be repaid:

Annual percentage rate:

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Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £355.99 in monthly instalments of £65.11, £78.35, £64.05, £58.76, £48.16 and £41.56. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.2% APR

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Can I use a payday loan to do my Christmas shopping?

How much would you like to borrow:

Your monthly repayments are:

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