How do I apply for a loan?

Applying for a loan is really simple. Whether it’s our Payday loan or our Multi Month loan, all you need to do is fill out the application form and we will review it in a matter of minutes. If it meets our lending criteria, and you pass the affordability and the credit checks, your loan can be transferred to your bank account within 15 minutes of approval — even on weekends and bank holidays!

The application form is easy to fill out: first you slide the bar to select the amount that you need to borrow, or simply enter the amount into the adjacent field. The amount you can borrow can be anywhere between £150 and £400 for first time customers to the nearest £1, so you never have to borrow more than you need! Once you’ve selected the amount you’d like to borrow, you can then select how long you would like to borrow the loan for. This can be anywhere between 1 and 35 days for a Payday loan, and up to six months for our Multi Month loan.

Once you have filled in the application form, we will send you two passcodes: one by email and one by text message, so you must have access to the email address you’ve registered, and make sure your mobile phone is turned on and fully functional. The application codes are case sensitive, and they are only applicable for that one specific application, so please do not close the application form during its completion.

After you’ve entered your passcodes, you will need to read the Pre-Contract Credit Information. Please make sure you read this carefully. You will then find out if your loan has been approved or declined. If your loan has been approved, you will receive an eSigned Loan Agreement, which dictates the terms of your loan and you must it read carefully and thoroughly to check that your repayment dates are correct and that you know exactly how much you will repay. We suggest you save this document for your own records.

After the eSigned Loan Agreement has been signed, we can initiate your loan transfer to your nominated bank account straight away. The funds should reach your account within around 15 minutes via Faster Payment, up to a maximum of 2 hours.


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