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Tips for Saving For Your First Home

02nd September 2020

In our last article we talked about the first steps you should consider taking once you’re ready to start working towards your first house purchase. The key is – saving, which for many of us is much easier said than done. However it’s a great way to get started on the journey to home ownership and general “adulting”. Identifying what needs are essential and those that are non-essential is probably the first step in preparing and setting a realistic savings goal for yourself.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £355.99 in monthly instalments of £65.11, £78.35, £64.05, £58.76, £48.16 and £41.56. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.2% APR


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