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What to Do When You Can’t Afford Your Mortgage Payment

13th July 2025

Life doesn't always follow a linear, predictable path, and some months are simply more difficult than others. If you have been hit with an unexpected expense, lost your job or overspent in other areas without realising it, you may discover that you can't afford your next mortgage payment.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Multi Month Loans

How much would you like to borrow:

£200

£750

How long would you like it for?

3 months

6 months

Your monthly repayments are:

Total amount to be repaid:

Annual percentage rate:

New Customer

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £355.99 in monthly instalments of £65.11, £78.35, £64.05, £58.76, £48.16 and £41.56. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.2% APR

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What to Do When You Can’t Afford Your Mortgage Payment

How much would you like to borrow:

Your monthly repayments are:

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