I don’t want to use Bud; can I apply another way?

Unfortunately, if you don’t want to use Bud, we will be unable to proceed with your application.

Bud is a secure Open Banking platform which helps us assess your application. Your bank has an agreement in place with Bud to allow them access to your financial data with your consent. The Bud report takes a few minutes to generate, and you will still have access to your online banking during this time. Your login information is never shared with Bud or with us, and once the connection with Bud is closed, they will no longer have access to your financial data.