I don’t want to use Credit Kudos; can I apply another way?

Unfortunately, if you don’t want to use Credit Kudos, we will be unable to proceed with your application.

Credit Kudos is a secure Open Banking platform which helps us assess your application. Your bank has an agreement in place with Credit Kudos to allow them access to your financial data with your consent. The Credit Kudos report takes a few minutes to generate, and you will still have access to your online banking during this time. Your login information is never shared with Credit Kudos or with us, and once the connection with Credit Kudos is closed, they will no longer have access to your financial data.