Uncle Buck Loans – Lender Overview and Loan Comparison
People searching online for “Uncle Buck” may be looking for information about Uncle Buck loans, rather than the well-known film character. This page focuses specifically on Uncle Buck Financial Services, their historic and current lending activity, and how their loans compare with alternatives such as cashasap.co.uk short term loans. The aim is to help you understand your options and make an informed borrowing decision.
The History of the Uncle Buck Loans Brand
The Uncle Buck loans brand name has been used in the UK short-term lending market for some time. Originally, lending activity was carried out by Uncle Buck Finance LLP, which provided short-term loans to UK consumers.
On 27th March 2020, Uncle Buck Finance LLP entered administration after the FCA took action against the firm for failing to meet the adequate resources Threshold Condition. Joint administrators from Harrison Business Recovery and Insolvency Ltd were appointed to oversee the process. As a result, Uncle Buck Finance LLP ceased lending and customers with existing loans were dealt with through the administration process.
The Uncle Buck loan brand later re-emerged under new ownership. On 30th August 2022, the website domain was purchased and the Uncle Buck loan brand name began operating again as a trading name of Chojin Ltd. This marked a clear separation from the original Uncle Buck Finance LLP business, which remains in administration and is no longer active.
Is Uncle Buck Loans Operating Today?
Uncle Buck Loans is currently operating as a trading name of Chojin Ltd, a company that is authorised and regulated by the Financial Conduct Authority (FCA). Chojin Ltd operates multiple brands in the UK and is registered to carry out consumer credit activities as a broker.
In addition to Uncle Buck Loans, Chojin Ltd trades under a number of other brand names, including:
- Wage Day Advance
- Pounds to Pocket
- Boutell
- BadCreditLoans
- Omacl
Under its current structure, Uncle Buck Loans offers credit broking of short-term and instalment loans ranging from £100 to £5,000, with repayment terms between 1 month and 36 months, subject to eligibility, creditworthiness and affordability checks.
Although the Uncle Buck Loans name is the same, the current company is not the same legal entity as Uncle Buck Finance LLP which ceased trading in 2020. Borrowers should always check the company’s legal details and FCA registration before applying for credit. Customers who require contact details for Uncle Buck Loans prior to new ownership, should email the administrators' dedicated address - unclebuck@harrisons.uk.com.
Understanding Uncle Buck Loans
Uncle Buck loans are typically short-term credit products. These are designed to help with temporary financial shortfalls rather than long-term or ongoing expenses. Borrowers are expected to repay the loan, plus interest, within the agreed repayment period.
The current Uncle Buck loans website operates as a payday loan broker. They partner with other lenders and match customers to a third party product.
Cashasap.co.uk as an alternative to Uncle Buck Loans
If you are comparing lenders, it can be helpful to look at alternatives to Uncle Buck loans before applying. Different lenders may offer varying loan amounts, repayment flexibility and application processes. Comparing options can help you find a loan that better fits your needs and circumstances.
Cashasap.co.uk is one such alternative, offering short-term and payday loans directly to UK customers.
Cashasap.co.uk is a UK-based direct lender that has been providing short-term loans online since 2013. Unlike brokers or intermediaries, we lend directly to our customers, which means you deal with us throughout the entire process.
Our focus is on clear information, responsible lending and straightforward applications, helping customers understand exactly what they are applying for before making a decision.
Why you should choose us
Important: Borrow responsibly. Short-term loans are not suitable for ongoing financial difficulties or long-term borrowing.
Uncle Buck Loans vs Cashasap.co.uk – Key Similarities & Differences
The table below outlines some of the similarities and differences between Uncle Buck Loans (new) and Cashasap.co.uk to help you compare loan options:
| Feature | Uncle Buck Loans (new) | Cashasap.co.uk |
|---|---|---|
| Ownership | Chojin Ltd (relaunch 2022) | APFIN LTD – Independent UK lender |
| Direct Lender | ❌ No | ✅ Yes |
| FCA Authorised | ✅ Yes | ✅ Yes |
| Application | Online | Online |
| Loan Type | Short-term loans & payday loans | Short-term loans & payday loans |
| Speed of Funding | ✅ Same day (if approved) | ✅ Same day (if approved) |
| Transparency | Costs shown upfront for the example amount – £1000 loan over 18 months | Calculator to show exact costs based on amount and term upfront |
| History | Relaunched in 2022 under new ownership after original closure of Uncle Buck Finance LLP in 2020 | ✅ Actively lending continuously since 2013 |
| Availability | ✅ Available to eligible UK residents | ✅ Available to eligible UK residents |
Applying for a Loan with Cashasap.co.uk
To apply for a loan with us, you must:
- Be 18 or over
- Be a UK resident
- Have a UK bank account with a debit card
- Be employed full-time or part-time
- Have a working mobile number and email address
- Be able to afford the repayments
Applications from customers with bad credit may be considered, provided the loan is affordable. You should not apply if you know repayments would be difficult to manage.
How the Process Works
- Complete a short online application
- Receive an instant decision
- If approved, funds are transferred to your UK bank account, often within minutes
- Repay on your agreed date(s) with no hidden fees
Borrowing Responsibly
When comparing Uncle Buck loans with other lenders, it is important to focus on affordability, not just speed or convenience. Before applying, always:
- Borrow only what you genuinely need
- Check the total amount you will repay
- Make sure repayments fit within your regular budget
- Seek free, independent advice if you are struggling financially
Free support is available from organisations such as MoneyHelper.
In Summary…
- Uncle Buck is an FCA-authorised UK payday loan broker
- Comparing lenders can help you find the most suitable loan option for you
- Cashasap.co.uk offers a clear and transparent short-term loan alternative as a direct lender
- Always borrow responsibly and choose a loan you can afford to repay
